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Our Cover 2017-08-16T14:10:30+00:00

WE DELIVER BROADER COVER WITH FEWER CONDITIONS

We search for the best cover to meet your requirements – however complex.

Cover that is generous and leaves you free to enjoy your possessions:

  • We work only with insurers who have a record of market-leading cover and are financially solid.
  • Our upfront assessment means we can obtain cover specifically tailored to your needs that complements your lifestyle.
  • Our dealings with specialist insurers means we can often secure higher limits – even for significant assets – with fewer restrictions.

We offer:

  • For homes – unlimited cover, with second homes on the same basic terms.
  • For your possessions – worldwide all-risks cover, with almost no restrictive conditions.
  • For your jewellery, watches, art, guns and wine – market-leading specialist cover.
  • For your cars – modern or classic – benefits not always available elsewhere, including agreed value, truly comprehensive cover, and your choice of repairer.
  • For your yachts & boats – specialist all-risks cover for sailing, racing and motor craft of all sizes.

OUR INSURANCE SERVICES INCLUDE:

homes and possessions

HOMES & POSSESSIONS

For one home or multiples homes around the world, with almost no restrictive conditions.

  • Unlimited cover, including outbuildings and gardens, for your main home.
  • Second homes – UK and abroad – on the same basic terms as your main home.
  • Worldwide all-risks cover for your possessions, even when you’re travelling.
  • Accidental damage cover for homes and possessions, as standard.

MAIN HOME
SECOND HOMES
HOLIDAY HOMES
RENTAL HOMES
RENOVATIONS
CONTENTS

* All covered for the UK & Abroad

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MOTOR

Exceptional overall cover, fairer accident cover and thoughtful ancillary cover, all as standard, for single cars to significant collections.

  • All risks; Agreed value for all cars; Extended replacement cost; Gap and diminution-in-value cover.
  • Comprehensive cover – for named drivers driving others cars, others driving your cars & business trips.
  • Your choice of repairer; Comparable courtesy car; No deductions for wear & tear; Pairs & sets.
  • Unlimited foreign trips; Europe-wide roadside assistance; Injury or illness cover; Personal effects cover.

SUPERCARS
CLASSICS
LUXURY CARS
4X4’S
FAMILY FLEETS
COLLECTIONS
RECREATIONAL VEHICLES

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VALUABLES

Market-leading specialist cover for sentimental pieces to museum-quality collections.

  • Worldwide all-risks cover, even when travelling.
  • Agreed value; Extended replacement cost.
  • Compensation for loss in value following a claim; Pairs & sets
  • Your choice of craftsmen for repair.
  • Automatic cover for newly acquired items – £1m for fine art, £250k for other items

* if you tell us within 60 days of purchase

ART
ANTIQUES
JEWELLERY
WATCHES
HANDBAGS
GUNS
WINE
COLLECTIONS

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YACHTS & BOATS

Specialist all-risks cover for sailing, racing and motor craft of all sizes. Rest assured, we have you covered.

  • Hull
  • Protection & Indemnity
  • Third Party Liability
  • Personal Accident
  • Crew Accident
  • Crew Medical
  • Employers Liability
  • Legal Assistance & Defence Cover
  • War & Terrorism
SUPERYACHTS
LUXURY
CLASSIC
SAILING
MOTOR

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THE ADD-ONs

All the supplementary covers you might forget or pay extra for, as standard, with more than generous limits.

FAMILY PROTECTION
ANNUAL FAMILY TRAVEL
PUBLIC AND EMPLOYERS’ LIABILITY
LEGAL EXPENSES
IDENTITY FRAUD
CREDIT CARD FRAUD
HOME EMERGENCY
CAR RENTAL
GOLFERS’ COVER

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WHEN YOU MAKE A CLAIM

WWe work only with insurers who have an exceptional claim service. We want you to feel in control.

We will ensure that:

  • Your claim is settled quickly and fairly however complex – with no forms to complete and expert support to restore things as they were.
  • You are paid what is reasonable to put things right – not a penny less.
  • You are offered the option of cash or replacement – and allowed to select your own supplier for replacement, and your own craftsmen or garage for repair.

Above all, we will strive to ensure your choices are paramount.

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LET’S WORK TOGETHER

We work as a single united team with market leading firms around the world and give our clients the highest quality advice possible.

MAKE ENQUIRY